Help Your Clients Move Forward—With Confidence in Every Valuation

With Appraisal Assurance we are completely waiving the appraisal contengiency for approved buyers. It is a powerful tool designed to eliminate one of today’s most common deal‑stoppers: uncertainty around appraisal results. Instead of second‑guessing value or worrying a low appraisal may derail the purchase, Appraisal Assurance allows your buyers to move forward confidently—knowing their valuation has undergone an added layer of independent review and quality validation.

Watch: How Appraisal Assurance Strengthens Buyer Confidence

We’ve created a short video to show how Appraisal Assurance fits naturally into real‑world buyer conversations. You’ll see how to position this program as an education and confidence‑building tool—helping buyers understand the value process, reduce stress, and stay engaged in the transaction from offer to close.

Frequently Asked Questions

  • AnnieMac’s Appraisal Assurance is a program that helps buyers write stronger offers by removing appraisal contingencies and providing a lender‑backed warranty on the value used in the loan. AnnieMac evaluates the property using a proprietary valuation process and issues a value certificate that they stand behind.

  • If the appraisal comes in below the certified value, AnnieMac absorbs the risk—the buyer’s monthly payment and loan terms do not change, even if the property under‑appraises. This helps buyers stay competitive without overpaying or renegotiating.

  • The program removes the appraisal contingency entirely, making your buyer’s offer more attractive—especially in competitive or multiple‑offer situations. It gives sellers confidence that the deal will close, without surprise valuation issues disrupting the transaction.

  • Yes. AnnieMac describes Appraisal Assurance as essentially providing a warranty on the valuation—legally a form of guarantee—because they commit to honoring the certified value when underwriting the loan.

  • Appraisal Assurance is designed to work seamlessly with AnnieMac’s Cash2Keys products, helping buyers combine stronger offers, reduced contingencies, and lender‑backed value protection to compete more effectively.